In this study, we examine retail depositors' knowledge of foreign ownership in the New Zealand banking market, and their attitudes towards the risks of foreign-owned banks. We find that respondents do not perceive foreign banks to be a great deal more risky, although it is not clear that respondents identify the long established, incumbent banks as being foreign-owned.

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Risk Management: an international journal
Sprott School of Business

Tripe, D. (David), McIntyre, M, & Wood, J.G. (Jacob G.). (2009). How do retail depositors perceive foreign-owned bank risk: Evidence from New Zealand. Risk Management: an international journal, 11(2), 135–153. doi:10.1057/rm.2009.2