This study aims to validate the results of a 2012 pilot study that developed a short instrument to measure financial capability, using national survey results as reference point. More importantly, this study also develops a numerical scoring system to provide respondents with a transparent and easy to interpret method for differentiating low, moderate and high levels of personal financial literacy.

Additional Files
Results.xlsx Appendix B: Excel workbook with results , 66kb
Appendix-C_SEM_figure.pdf Appendix C: SEM model , 72kb